In Kansas, a major insurance company has said it will not insure schools that allow district employees to carry weapons. It prefers that people with guns be uniformed, qualified law enforcement officers. Clarksville has provided security guard training and additional weapons training for its staff members, but they will be carrying concealed weapons and they will continue normal duties, not work solely on security.
I asked Superintendent David Hopkins about insurance and he sent this repsonse by e-mail:
I have spoke with them and as of now there is not an issue. I don't expect one either.
The insurance is through the Arkansas School Boards Association. But it's only an "error and omissions" policy, not a liability policy. Most districts in Arkansas don't carry liability because there's no legal imperative to do so. As agents of the state, they enjoy tort immunity from lawsuit, as do employees acting in official capacities. If a terrible accident were to occur because of guns on campus, attorneys might attempt to dream up ways to sue, but their likely avenue would have to be the state Claims Commission. Other states don't offer the same degree of legal protection to schools.